Been Injured in a Car Accident?
Being injured in a car accident can be a traumatic experience, and it can have serious long-term consequences. If you suffer from chronic pain or are unable to work as a result of your injuries, you could experience the impacts of your accident-related injuries for decades to come. To protect your future, you need to assert your legal rights, and the best way to do this is to put an experienced automobile accident attorney on your side.
Over 180 Years of Experience in Volusia and Flagler Counties
At Rue & Ziffra Law Offices, our attorneys have over 180 years of combined experience in representing automobile accident victims in Volusia and Flagler Counties. Unlike the big Orlando law firms, we are your local law firm that takes pride in fighting for the members of our community. We believe in what we do, and we are passionate about fighting for our clients. Our results speak for themselves, and no matter what the circumstances of your case may be, we will take the time to get to know you personally so that we can fight for the compensation you deserve.
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Understanding Florida’s “No-Fault” Insurance Law
Florida’s insurance law is unique when it comes to auto accidents. Unless you have been diagnosed with a severe and permanent injury, in most cases you will be limited to seeking compensation under your own personal injury protection (PIP) policy. PIP coverage is mandatory under Florida law. But the minimum coverage limit is only $10,000 – which often falls far short of covering accident victims’ financial losses and does not provide any coverage for pain, suffering, emotional distress, or other forms of non-financial harm.
We are intimately familiar with Florida’s no-fault insurance law. We know when it applies when it doesn’t, and what it takes to prove that our client has suffered a severe and permanent injury. While you may be limited to PIP coverage under the circumstances of your case, you should not make any assumptions until you speak with an attorney, and you should not settle for anything less than full compensation.
Auto Accident Cases We Handle
We represent individuals and families in cases involving all types of serious automobile collisions. This includes cases involving:
The dangers of texting and driving are well-known. Unfortunately, this does not stop teens or adults from picking up their phones behind the wheel. We routinely receive calls from potential clients about distracted driving accidents; and, if you were injured or a loved one was killed by a driver who was texting, talking on the phone, using social media, or otherwise distracted, we want to fight for justice on your behalf.
Drunk driving is a major problem in Florida as well. Each year, hundreds of motorists are killed and thousands more are injured in accidents caused by impaired drivers. If the driver who hit you was charged with a DUI, this does not automatically mean that you will receive financial compensation. In order to protect your rights, you need to take legal action with the help of an experienced attorney.
Drowsy and Fatigued Drivers
Studies have shown that drivers who are drowsy exhibit impairments similar to those of alcohol intoxication. From commuters who are up early to go to work to out-of-towners who have spent too many hours on the road, drowsy and fatigued drivers are hazards to themselves and everyone else on the road.
Careless and Reckless Drivers
All forms of careless and reckless driving have the potential to lead to serious automobile collisions. Over the last several decades we have handled cases involving virtually all forms of driver negligence, from speeding and running red lights to changing lanes without looking. If another driver’s mistake is to blame for your injuries, you deserve to receive full and fair compensation for your accident-related losses.
Commercial Truck Accidents
Commercial trucks present extreme risks for Florida motorists. It only takes one simple mistake for a truck driver to cause a devastating collision, and too often trucking companies make poor decisions that put profits ahead of roadway safety. Our commercial truck accident attorney has decades of experience handling cases against major trucking companies, and we can make sure the company that is responsible for your injuries is held fully accountable.
There are more motorcycle-related deaths in Florida most years than in any other state in the country. With non-fatal accidents often leading to life-changing injuries, anyone who has been involved in or lost a loved one in a motorcycle accident should seek legal representation with our motorcycle accident lawyer as soon as possible.
Uninsured and Underinsured Drivers
Despite our state’s no-fault insurance law, Florida has the highest rate of uninsured drivers in the nation. According to the Insurance Information Institute (III), less than three out of four Florida drivers has auto insurance. If you suffered a severe and permanent injury in an accident caused by an uninsured (or underinsured) driver, we can explore other options for helping you recover just compensation.
Q: What is an example of a “severe and permanent” auto accident injury?
With the extreme forces involved in a collision between vehicles, it is not uncommon for an auto accident to result in a severe and permanent injury. The following are all common examples of injuries for which accident victims may be able to seek full compensation under Florida’s no-fault insurance law:
- Broken bones
- Eye and facial injuries
- Traumatic brain injuries (including concussions)
- Soft tissue injuries (ligament, muscle, or tendon damage)
- Spinal cord injuries
- Injuries resulting in scarring or disfigurement
Q: What if I was injured because my brakes failed or my airbag didn’t deploy?
While most auto accidents are the result of driver negligence, we handle a significant number of cases involving vehicle defects as well. If a vehicle defect caused your crash (such as a brake failure) or contributed to your injuries (such as a non-deploying airbag), contact our firm. We will look into seeking full compensation for your injuries from your vehicle’s manufacturer. Common vehicle defect claims include dangerous and faulty:
- Accelerator pedals
- Child safety seats and booster seats
Q: What do I need to know about getting my car, truck, SUV, or motorcycle repaired after an accident?
Despite what they say, the insurance companies are not on your side. When it comes to fixing your vehicle after an accident, they want to pay as little for parts and service as possible.
As a result, when getting your car fixed, you need to be very careful about relying on the estimate provided by your insurance company’s recommended repair shop. You are entitled to request an estimate and service from a shop of your choosing, and you are entitled to have your vehicle fixed (or replaced) according to the terms of your auto insurance policy.
Also, if your policy includes coverage for a rental car while your vehicle is in the shop, make sure you get the car to which you are entitled under your policy. Oftentimes, insurance companies will upsell rental car allowances and then offer a minimal daily rate when you file a claim.
Q: What is accident reconstruction and how can it help with my car accident claim?
When seeking full compensation for accident-related injuries, you need to be able to prove that someone else (e.g., a negligent driver or a vehicle manufacturer) was to blame for the accident. One of the best ways to do this is through accident reconstruction, which is a scientific method of demonstrating exactly what happened during a collision. With the help of meticulously-calibrated measurement tools, computer animations, and other sophisticated technologies, accident reconstructionists can recreate accident scenes for use as evidence in court.
Speak with the Auto Accident Attorneys at Rue & Ziffra Law Offices
If you need legal representation after an auto accident in Volusia or Flagler County, we encourage you to contact us for a free, no-obligation consultation. You can reach us seven days a week – we have attorneys on-call 24/7 – and our lawyers will be more than happy to provide a comprehensive assessment of your legal rights. Don’t let your accident take control of your life. Call (386) 788-7700 or contact us online and get on the road to recovery today.