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Navigable Waters

A body of water, mainly used for business and commercial transportation, that is deep, wide and slow enough for a vessel to pass through with no obstructions.

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Negligence

Failure to exercise that degree of care which a person of ordinary prudence (a “reasonable” person) would exercise under the same circumstances. The term refers to conduct which falls below the standard established by law for the protection of others against unreasonable risk of harm. It does not comprehend conduct recklessly disregardful of the interests of others, nor does it include intentional infliction of injury on another. Unless the actor is a child, the standard of conduct to which the person must conform to avoid being negligent is that of a reasonable person under like circumstances.

Negligent conduct may involve either a) an act that the actor as a reasonable person should recognize as involving an unreasonable risk of causing an invasion of an interest of another, or b) a failure to do an act necessary for the protection or assistance of another and which the actor is under a duty to perform.

Comparative Negligence – The allocation of responsibility for damages incurred between the plaintiff and the defendant, based on the relative negligence of the two; the reduction of the damages to be recovered by the negligent plaintiff in proportion to his fault.

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Negligent Supervision

A type of negligence that occurs when an individual intentionally fails to exercise reasonable care and caution while fulfilling their supervisory duties. Although it can be separated into its own category, a person may fall victim to negligent supervision while under the care of a nursing home or hospital.

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Non-Navigable Waters

A body of water that is shallower in nature and is used for more recreational purposes.

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Nontransferable Voucher

A workers’ compensation document you get from the insurance company that must be completed by both you and the insurance company. This is the document used to provide payment for education under the supplemental job displacement benefit program.

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