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Author: Webmaster / August 12, 2016 / Categories:

A state of not being fully capable of performing all functions, whether mental or physical. The term is also defined by statute for worker’s compensation and social security purposes, and may include partial, permanent, temporary or total disability.

Total Disability – As used in insurance contracts, a person’s inability to perform the material duties of some occupation for which he or she is qualified by experience or training. Absolute physical disability or helplessness is not necessary for “total disability” to exist.

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