According to a study done by the Insurance Research Council, an individual who is injured and brings a claim will often get a settlement amount 3 ½ times higher if they are represented by an attorney than if they try to settle a claim by themselves.
The insurance companies try to settle claims with you quickly and tell you that you don’t need to hire an attorney. Instead, they will often offer you a settlement amount that will cover direct expenses and damages, but it may not be the maximum benefits you deserve.
Unknowingly, a claimant will more than likely take the offer, sign a release and the claim is “over”. However, the injured individual may realize not too far down the road that he needs surgery as a result of the accident. He will soon realize that the cost to have the procedure will most likely exceed the amount he received from the insurance company for settlement.
Although it is not necessary to hire an attorney in order to receive a settlement for your automobile or motorcycle crash, hiring a legal representative will help to protect your legal rights and maximize your benefits.
Instead of rushing you out the door with a “low-balled” settlement offer, an attorney who is on your side will analyze every avenue of your case to find areas of liability and future costs the insurance companies may miss.
By hiring an attorney after an accident, you could be compensated for damages including payment for medical bills and lost wages, pain and suffering, future medical bills, loss of enjoyment of life and loss of earning capacity.
In cases where the injured victim perished because injuries he or she sustained in the accident (called a wrongful death claim) the family of the victim can often receive benefits on behalf of their loss, including payment for loss of care and support, funeral expenses and loss of income.
So, don’t risk losing out on the compensation and benefits you and your family deserve just because the insurance company wants to settle your claim quickly. Remember, you are already “paying” for the negligence of another individual by enduring painful injuries; don’t lose even more by signing away your benefits to the insurance company.
If you have been involved in an auto accident or motorcycle crash, have been injured on the job or have endured any type of personal injury, you are welcome to contact Rue & Ziffra, P.A. for your free case evaluation. Even if another attorney has rejected your case or you have been told there is no insurance or the accident was your fault, our attorneys can answer your most troubling questions and evaluate your claim to see if we can protect your rights and help maximize your recovery.